Terms and Conditions

Last updated: 23 June 2026

These Terms and Conditions (“Terms”) govern your access to and use of the website located at https://cbiconsort.com (the “Site”), operated by Cbiconsort (“Cbiconsort,” “we,” “us,” or “our”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use the Site.

1. Acceptance of Terms

By accessing, browsing, or otherwise using the Site, you confirm that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy, which is incorporated into these Terms by reference. These Terms apply to all visitors, users, and others who access the Site.

2. Eligibility

You must be at least 18 years old, or the age of majority in your jurisdiction, to use the Site. If you are under the applicable age, you may use the Site only with the involvement and consent of a parent or legal guardian. By using the Site, you represent and warrant that you meet these requirements.

3. Changes to These Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. When we make changes, we will update the “Last updated” date at the top of this page. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

4. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the Site in any way that violates any applicable law or regulation
  • Use the Site to transmit any unlawful, harassing, defamatory, abusive, threatening, harmful, obscene, or otherwise objectionable material
  • Attempt to gain unauthorised access to any portion of the Site, its servers, or any connected systems or networks
  • Interfere with or disrupt the operation of the Site, including by introducing viruses, malware, or other harmful code
  • Use any automated means (including bots, scrapers, or crawlers) to access, collect, or copy content from the Site without our prior written permission
  • Impersonate any person or entity, or misrepresent your affiliation with any person or entity
  • Collect or harvest personal information about other users
  • Use the Site to advertise or solicit any goods or services without our authorisation

5. Intellectual Property Rights

The Site and all of its original content, features, and functionality — including but not limited to text, graphics, logos, images, designs, layouts, and software — are owned by Cbiconsort or its licensors and are protected by copyright, trademark, and other intellectual property laws.

You may view, download, and print content from the Site for your personal, non-commercial use only, provided you do not modify the content and you retain all copyright and proprietary notices. You may not reproduce, distribute, publicly display, create derivative works from, or otherwise exploit any content from the Site without our prior written consent.

6. User-Generated Content

The Site may allow you to post comments, submit listings, jobs, or other content (“User Content”). You retain ownership of your User Content, but by submitting it, you grant Cbiconsort a worldwide, non-exclusive, royalty-free, transferable licence to use, reproduce, display, adapt, and distribute your User Content in connection with operating and promoting the Site.

You are solely responsible for your User Content and represent that:

  • You own or have the necessary rights to submit it
  • It does not infringe the rights of any third party, including intellectual property and privacy rights
  • It is not unlawful, defamatory, misleading, or otherwise in breach of these Terms

We reserve the right, but are not obligated, to review, monitor, edit, or remove any User Content at our sole discretion and without notice, for any reason, including content we deem objectionable or in violation of these Terms.

7. Advertising and Third-Party Content

The Site displays advertising provided by third-party advertising networks, including Google AdSense, and may contain sponsored content. These advertisements and any associated links are provided by third parties, and we do not endorse and are not responsible for the products, services, or content they promote. Your interactions with advertisers are solely between you and the advertiser. Please review our Privacy Policy for information on how advertising cookies and data are handled.

8. Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by Cbiconsort. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that we are not liable for any damage or loss caused by your use of any third-party content, goods, or services. We encourage you to read the terms and privacy policies of any third-party sites you visit.

9. Disclaimer of Warranties

The Site and all content are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

Cbiconsort does not warrant that the Site will be uninterrupted, timely, secure, or error-free; that defects will be corrected; or that the Site or the servers that make it available are free of viruses or other harmful components. Any information on the Site is provided for general informational purposes only and should not be relied upon as professional advice.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Cbiconsort, its owners, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, goodwill, or other intangible losses, arising out of or relating to your access to or use of (or inability to access or use) the Site, whether based on warranty, contract, tort, or any other legal theory, even if we have been advised of the possibility of such damages.

To the maximum extent permitted by law, our total liability to you for all claims arising out of or relating to the Site shall not exceed the amount you have paid us, if any, for accessing the Site.

11. Indemnification

You agree to defend, indemnify, and hold harmless Cbiconsort and its owners, employees, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way connected with your access to or use of the Site, your User Content, or your violation of these Terms.

12. Termination

We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Site will cease immediately. All provisions of these Terms that by their nature should survive termination — including ownership provisions, warranty disclaimers, indemnity, and limitations of liability — shall survive.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law provisions. Any disputes arising out of or relating to these Terms or the Site shall be subject to the exclusive jurisdiction of the courts located in Nigeria, unless otherwise required by applicable law.

14. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Cbiconsort regarding your use of the Site and supersede any prior agreements or understandings.

16. Contact Us

If you have any questions about these Terms and Conditions, please contact us: